Financial Realities: Living with Endometriosis

Financial Realities: Living with Endometriosis

My problems with endometriosis began my junior year of college; I was on the phone with a friend when I felt the most intense, stabbing pain in my pelvis. I grabbed the edge of my vanity for balance and dropped the phone as I cried out in pain. The pain was never that intense again, but it began to feel as if a tiny leprechaun was sitting on one of my ovaries. The leprechaun squeezed and sat deeper with each passing day, sometimes the pain was so articulate it felt as if she were dancing and stamping his feet around on my bladder.

A trip to the gynecologist, which was still a new-ish endeavor for me back in 2008 revealed I had a cyst on my ovary the size of a golf ball.

“It will either resolve itself in a week or so, or we’ll need to schedule you for surgery for removal.” My doctor told me matter-of-factly. I doubted it would go away on its own, the leprechaun had proven to be a nasty mistress so far. Sure enough, two weeks later the cyst had nearly doubled in size and surgery would need to happen as soon as possible.

A week later I sat in my doctor’s office for my post-op visit and he beamed at me, “I have good news!”

I smirked and raised an eyebrow.

”We ended up having to take over a third of the left ovary in order to get the entire cyst, but the good news is your cyst is benign and not cancerous, like we had previously thought.”

“Hooray!” I cheered, and rose to put my clothes back on. The paper gown was chaffing me, and I had spent the past week biting my nails in anticipation of the results. I was anxious to hurry home and nap away the last few days of my summer break.

“There is some other news.”  He began and motioned for me to sit back down.  His face didn’t communicate any concern, but my heart began to race.

“During your surgery, we found some endometriosis on your uterus.” He held up my chart to show me a picture; all I saw was a big pink blob with brown acne scars on it- endometriosis, apparently.

living with endometriosis

looks like this, kinda.

“There was also some of it on your bladder and fallopian tubes.”

“How long have I had it?” I asked.

“Endometriosis is extremely hard to diagnose, nearly impossible without surgery. We only found out because we were already in there removing a cyst. I believe the endometriosis is what was causing you so much pain.”

“ Is there a cure?” I shivered at the thought of the painful leprechaun coming back and resuming her anxious dance.

“Unfortunately, no.” He said and looked sad. He seemed uncomfortable, he was a doctor whose bread and butter was birthing babies, not counseling younger women with reproductive issues.  “We were able to burn it all off, but we can’t guarantee it won’t grow back. There are some things we can do, like hormone therapy, and menopause.”

“Ok…?” I said, my head suddenly so full of worries and thoughts. I had so many questions, but couldn’t seem to form the words. I hadn’t brought anyone with me, and suddenly wished I’d had.

“I think to give you the best chance for a family in the future we should try Lupron, followed by continuous birth control. If we do those two things we have a good chance of keeping the endometriosis at bay.”

“Is there anything else I need to know?”

“You should be prepared to know that endometriosis does make it hard to conceive. I know you are young still and having a family is probably the last thing on your mind.”

“Is it….impossible?”

“Not impossible, but difficult.”

Life Since Then: Living with Endometriosis

The big E has become a part of my day-to-day reality since then. The whole “not being able to have kids” probably screwed me up most of all. I think that children look and act like little aliens: I’d never wanted them  until I was told I might not be able to have them. For a long time I swore off relationships because I was certain no man would want to get serious about a girl who was practically barren. If I had a dollar for every night I’ve spent crying about this stupid, enigmatic disease I could retire.

Despite my best attempts the last five (five!) years, the endometriosis did grow back. I feel it some days more than others, but usually there is always a dull, persistent achy pain in my lower back. Kind of like having menstrual cramps every.single.day. of your life. It’s gotten better in the past few years, but it is still a large part of who I am.  Endometriosis was something for me to be genuinely heartbroken and upset about. Maybe I didn’t always handle my feelings in the healthiest of ways, but it forced me to put my actions and relationships, particularly the unhealthy ones I had with men in perspective.

Since being diagnosed I have spent about 3k on doctors visits and medicine.This estimate doesn’t include the initial surgery, which my parents were kind enough to cover since I was still in school. Having endometriosis also means I have to see the doctor every six months or so, and can never really be without health insurance. This isn’t one of the main reasons I quit being an actor, but all of the insurance-less job prospects definitely landed on my “cons” list.  I try not to think about what I would have done with that money instead because it makes me angry, but all-in all 3 grand in five years isn’t the worse damage I’ve done money-wise.

What does this mean for my future as a wife and mother? I’d never admit these things out loud (I’m too cool for that shit.), but these are roles I do hope to play some day. As the “age” where those goal are supposed to be met keep inching closer and closer as the years march on it does make me contemplate my life choices. For me there will be no happy accidents or “Trying” to have a baby. Like most everything else L Bee does, it will have to be deliberate. I have also been counseled on the fact that I will most likely need expensive (and I do mean…expensive) help conceiving: uber fancy fertility drugs and money for egg retrieval and implantation surgeries. Some days I wonder if having a child is worth all of that money (even adoptions can be expensive), and then I get mad again because I am single and 25 and shouldn’t even have to be worrying about things like this.

Endometriosis has forced me to be more responsible with money. Even if it was just something small like making sure my medical bills got paid on time, or making sure each new doctor had my up-to-date records. Everyone learns from their life, you’d have to be a complete idiot not to, but every once in awhile something happens that makes you become a bit more of an adult overnight. Getting diagnosed with endometriosis did that for me.

When I worked for a hedge fund in NYC I had the CADILLAC of health insurance: you’d be hard pressed to find something they did not cover. Upon seeing this and working through my medical history my gynecologist there suggested I go ahead and have some eggs frozen.

“Why?”

“25 year old eggs are better than 35 year old eggs. I don’t want you to get down the road and hit another speed bump when we know about this now and can plan.”  I felt like crying, but I rolled up my mouth and tried not to laugh.

“Farm fresh eggs….” I replied.

“Don’t make jokes, Lauren.”

He was the best doctor I’d ever had, and we had a great rapport.  Losing him as a doctor was one of the biggest bummers of leaving the city. After my insurance I would have had to pay the deductible on the surgery and an additional 1k a year to store the eggs in a refigerator facility somewhere, about 5k after it all was said and done. I had that kind of money back then, but upon doing more research I found that the eggs have a hard time implanting after being frozen unfertilized. All that money for something that would only maybe work?

“Do you have a special fella in your life? A gay guy or a close male friend? We could freeze some embryos, just in case.” The doctor asked when I raised those concerns. I rolled my eyes, because it was all getting a little bit too Katherine Heigel romantic comedy for me, so I backed out. Although I did have my really good friend,Ivan, sincerely offer me his genetic material (and it was one of the sweetest moments of my life!) I realized in those moments I wanted to cross that bridge when it comes, preferably with a husband or soul mate in tow. So for now I’ve decided to leave it up to the fates: if it is going to happen for me it will happen, because I am a deliberate person.

That’ll teach that fucking leprechaun.


Comments

  1. Wow, that sounds awful. It seems like you have a good sense of humor about it though. The important thing is that you are still young and you have time to make the best choices for you. Not everyone needs to have children while others were born for the role. I hope you find what makes you the happiest and use that to help you.
    Debt and the Girl recently posted..Big Expenses Coming Up…My Profile

  2. It’s really hard coming to terms with the limitations of your life, and realizing that things just aren’t going to work out the way you always assumed they would. I have a few health problems make parts of my life more complicated, and learning to accept them as part of my new reality is challenging. I hope that you found writing about this heart wrenching topic helpful to you, all I want to do right now is reach through the computer and give you a big hug.
    Jordann @ My Alternate Life recently posted..Lump Sum Payment or Structured Settlement? ($1000 Giveaway!)My Profile

  3. How courageous that you can talk so openly about this stuff! I hope you know you’re not alone. Many, many women go through the money-fertility-life plan struggle.

    I know from seeing my sister in law go through this that when your husband comes along that endometriosis won’t be as much of a burden as you think. It’ll be a challenge you’ll conquer together, in your own time, with a dual income that will certainly ease the money worries :)

    • Thanks Leah. This was the first post I’ve ever written where I doubted if I should hit “publish” or not, having supportive blog-friends like you makes it worth it!

  4. Thank you for sharing this story.
    Emily @ evolvingPF recently posted..Do You Buy, Lease, or Get Free Entertainment?My Profile

  5. What a courageous post, Lauren. I also battled with ovarian cysts (and the terrifying prospect that it may be something more), and it’s excruciating emotionally to be confronted with some of these issues. Fortunately I just barely avoided needing surgery but those cysts can be clingy and so damn painful! Do you do yoga at all? Once I established a hardcore routine of Pilates and daily yoga the cysts dissolved naturally, although there has been scar tissue left behind, which my doctor warned might present a problem up the road. *warm hugs* The uncertainty is the scariest and you are not alone. It may be more difficult to conceive but not impossible, and you are one strong and determined woman!
    Jennifer Lynn @ Broke-Ass Mommy recently posted..Being sickies gives me the perfect excuse to shop.My Profile

    • I used to bikram in NYC and loved it, I should really get on finding another yoga studio here- it does help!

      Thank you for your kind words Jenn!

  6. Thanks for sharing and remember “Not impossible, but difficult.” That being said I want to share a cautionary/hopeful tale. I have a friend that was also diagnosed with endometriosis. She got married just after graduating college while her husband was still in law school. Because of her condition and the associated “difficulty” they didn’t use any from of birth control. A year later they were a family of 3 living on a teacher’s salary!

  7. Oh wow, what a wonderful post. I’m floored by your honesty and bravery. Damn, girl.

    It’s so unfair that you have to deal with such a depressing condition. To be that young and get such a prognosis? Wow. I ran into some painful health issues shortly after Pete and I got engaged and the “kids may be difficult” thing was on the table. It was incredibly hard to think I’d be dooming Pete to a sexless, childless marriage. I remember crying one night and telling him, “You shouldn’t marry me. I can’t be everything a wife should be for you.” But he wouldn’t hear it and going through that made our relationship SO much stronger. When you find a guy worthy of you, I promise he won’t even bat an eyelash at the big E. And who knows? You might luck out and get knocked up right away. Stranger things have happened!
    Kate recently posted..You sank my battle shotMy Profile

  8. I cannot imagine. I am so thankful every day for my health and my daughter. I knew a lady growing up who’s daughter was diagnosed with cervical cancer at the age of 11. ELEVEN. That’s just not fair. It was quite invasive and at 11, her mom had to make the decision to have her daughter undergo a full hysterectomy to save her daughters life. It was not an easy decision but her mom was desperate. It worked though, her daughter is now in her early 20′s and healthy. I hope the best for you and whatever happens come baby making time. I had 2 friends who suffer from the Big ‘E’, one has a 6month old son and the other is 7 months pregnant so it is possible. The pregnant one had a very difficult time getting pregnant. After 3 years of trying they decided to take an emotional break from it all and gave up ‘trying’…she was pregnant 2 weeks later.
    Catherine recently posted..Structured Settlement $1000.00 Cash Giveaway!My Profile

  9. I’m so sorry! It must have been hard to write this post. :(
    Michelle recently posted..Ways to Earn Extra Income Part 1My Profile

  10. I’ve never heard of endometriosis. Thanks for sharing.

    My mother was told all through her 20s that she was barren. She desperately wanted children though so she ended up marrying my father who already had a 3 year old son. A few years later at the ripe old ages of 33 and 37 she had me and my brother, respectively. It seems when your mind stops worrying about one thing so much magic can happen.

  11. That’s definitely not easy. On the bright side, not impossible is still possible if that’s something you really want. A good friend of mine has another ovarian condition (something about irregular releasing of the eggs – I forget the name), and she ended up having two kids au naturale within 3 years of stopping birth control. From the doctors’ point of view, it was a shock, since they were predicting years of monitoring and “trying” just to get one.
    Mrs. Pop @ Planting Our Pennies recently posted..He Said, She Said: Expensive Hobby Or Male Bonding?My Profile

  12. It’s absolutely huge that you’re able to speak so freely/frankly about this. Thank you for sharing–my guess is you’re not alone!
    The Happy Homeowner recently posted..January 2013 GoalsMy Profile

    • Thank you! I’m glad people appreciate my frank nature. We will see what my family members say when they read this.

  13. Yuck. My housemate had something sort of similar discovered a few years ago and it’s a bummer. At least the cost isn’t terribly much of a worry here (aside from possible IVF etc).
    I completely agree that you want things like babies once you’re told you can’t have them. I’m always concerned that my opinions will change on them once it’s out of my control as well.
    This was really interesting to read, btw.
    Anne @ Unique Gifter recently posted..It’s Date Night – ItalyMy Profile

  14. I am a few years older than you and reading your story almost made me tear up. What a brave young woman you are! Please keep up with the positive thinking. Good things happen to good people…

    Thank you for sharing Lauren. *Hugs*
    Girl Meets Debt recently posted..Oh, Oh, Oh, She’s a PrincessMy Profile

  15. I’m sorry that you had to go through all this so young — it’s definitely true, though, we can never accurately predict our future. I definitely thought I’d be a mom by now, and I know that the longer I stay single, the lower my chances are of having that.
    Kathleen, Frugal Portland recently posted..January net worth: a fresh startMy Profile

  16. Sorry girl, it really sucks not to have a choice. You were very wise back then and I believe what has been said before, that if you give up on stressing too much about it, it may happen. Easier said than done. I know a couple who got pregnant one month after adopting a child, when they had given up trying for about a year. Nature has its ways..
    Pauline recently posted..$1000 giveaway! What are structured settlements?My Profile

  17. I feel with you. I have kidney problems. Basically, even since I was 6 my kidneys have had problems working. If I do every get pregnant, my pregnancy would be high risk because my kidneys can barely keep up with me. I guess I sorta got used to the fact that I may not have a big belly one day lol. My husband is slowly getting used to it, and when we talk about it, he says when they day comes if my health is at risk, there’s no way we will do it, he would rather adopt, or have a surrogacy pregnancy. Since both of those things are really expensive, we gotta save and make money :) One day we will cross that bridge. We still got 13 years to go. I have stated I don’t want to have kids before 35.
    Savvyfinanciallatina recently posted..Getting Back In ShapeMy Profile

    • I am sorry to hear about your kidney trouble. There are all sorts of ways to have kids now, imagine how many there will be in 13 years! And hopefully, the more sophisticated technology gets, the price tag on having a baby “with help” will come down as well.

  18. Never stop being amazed at the surprises life offers: I was 44, married to a 27 year old wife, convince we would/could never have children. Today, I am the proud father of a 21 and 16 year old. Leprechauns can be beaten.
    Rod J. Rogers (@FreeAgentRogers) recently posted..You’ve Given Me a Way to Change My LifeMy Profile

  19. You’re not alone on the baby-troubles train, and I’m 25 too. Endo has never been mentioned, but it has been clear since I was 16ish that I have some reproductive issues going on. Out of curiosity, if you knew that you didn’t want to have children, would endo be a lot less expensive to live with?

    Also- nine months and a labor and delivery make someone a birth parent; not necessarily a mother- that one’s a heart thing.
    SWR recently posted..Hello, againMy Profile

    • If I knew I didn’t want children, then yes, it probably be would be less of a financial stress to deal with.

  20. Kudos to you for the courage to speak openly about this. Too often, people with difficult health problems (like endometriosis) don’t even see their challenges being discussed.

    I respect you for keeping a positive attitude. Thank you for sharing this.
    Alex recently posted..Happiness Experiment 38: Nasal Strips UpdateMy Profile

    • There isn’t a lot of information about endometriosis out there, because they don’t know how/why people get it, and there is no final “cure”. Sometimes it can be hereditary, but my mother/grandmother never had any problems.

      You are welcome for sharing-thank you for your thoughtful comment Alex!

  21. Thank you for sharing your story on this, Lauren.. I know that your positive outlook will help and inspire others that are going through the same situation.. I have heard of many folks who have had Endo and still been able to conceive, so I wouldn’t give up faith on this. You are going about everything the right way, without a doubt.
    jefferson @SeeDebtRun recently posted..How to Handle an Epic FailureMy Profile

  22. Thanks for sharing that story Lauren. I’m sure many women in the world who are or have gone through this can relate to you. It’s not easy talking about health issues but sometimes it feels good to say “this is who I am” and “this is what I went through”. You may just help a woman out there who is feeling what you felt to prompt them to make a doctors appointment. :-) Mr.CBB
    Canadian Budget Binder recently posted..Get Out of Debt First, Then Focus on SavingMy Profile

    • Thank you CBB. I honestly had never thought about it that way, I don’t want to be an inspiration, I just want to be real.

  23. All I can really say is this: women go through so much sh*t. I’m sorry, dude.
    TB at BlueCollarworkman recently posted..The Blue Collar Best of 2012My Profile

  24. I can really relate to your story and like I say let’s see what the universe has in store. Sure it’s upsetting and unsettling but this is the situation and you’re not dead. As long as you have life, there is hope. That’s been my mantra for years and it’s served me well. Kudos to putting yourself out there and being real L. Bee.
    K.K. @ Living Debt Free Rocks! recently posted..My Weekly T.G.I.F.My Profile

  25. I think reproductive issues are the hardest to deal with (regardless if you’re a man or a woman), but to add the unbearable pain on top of it along with only the fact you’ll be able to manage it long term with no actual cure? That’s the worst. Kudos to you for getting through it, and for learning important money lessons along the way. And for sharing, because it’s sometimes difficult to find honest, accurate accounts of medical conditions online that aren’t just flat-out horror stories.
    Mikhaila recently posted..My Personal Finance Hero. Will be here. Monday.My Profile

  26. Your thought is useful and nice.

  27. Lauren, thats a really difficult situation. There are no easy fixes with words, but I’m thinking about you, and sending some e-love your way.
    Mandy @ MoneyMasterMom recently posted..5 Cheap Valentines Day Gifts I’d like to receiveMy Profile

  28. Thanks for the post! I appreciate a PF blog about something real- how do we 20-somethings cope emotionally and financially with health concerns on top of the student loans and stagnating wages? I wish more people would write about these things.

    And if it helps, my mom has the Big E and was told 25 years ago she would never have kids. But of course here I am typing this post. Don’t be discouraged. :)

    • Thank you for your kind words… it’s nice to be appreciated for what I’m trying to do here. after I wrote this post I had so many people tell me about their moms, sisters, friends or even themselves who overcame endometriosis. It has definitely gone a long way towards making me feel better about things!

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